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What is your financial personality?
Are you a pennywise princess or a serious shopaholic? Just what is your financial personality? It may come as no surprise what your attitude to money is, but take the test to see just how well or how poorly you fare in the money stakes.
1.
You get paid weekly and it's pay day, how long will it last?
24 hours
3 days
just til your next pay day
beyond pay day
2.
How often does the minimum monthly balance on your savings account fall below $500?
never
once in a while
always
I've never had $500 in the bank
3.
You use a credit card...
constantly, more than cash but I pay it off monthly
constantly, and have a considerable debt to pay off
only for emergencies or if you spy an absolute bargain
Regularly, but I'm not out of control
4.
The majority of my pay goes into:
Shopping, going out and taxis
Rent and transport
Loans and debts
Savings
5.
How much do you think you should save?
10% of your salary
the remainder after all your expenses
50% of your salary
Whatever you can, depending on the month.
6.
How often do you borrow money from friends or your parents?
never
only when I' absolutely desperate
from time to time
always, I'm never out of debt
7.
How long have you had money invested/ saved?
I've always saved my money
I usually have some money tucked away for a rainy day
I've just started saving money recently
I've always lived from week to week.
8.
What's more important to you?
having a good time
having a good job
owning your own home
having money in the bank.
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